Mexico Auto Insurance in Citrus Heights, CA
Road trips can be exciting and memorable adventures, especially when you’re planning to immerse yourself in a new culture or explore a foreign country. However, these travels also require you to account for things that might go wrong. Accidents on the road and other vehicle-related damages might be just as likely during your vacation as your daily commute, if not more so. With this in mind, understanding and securing appropriate Mexican auto insurance is critical.
Why Do I Need Mexican Auto Insurance? 
Regardless of whether you’re planning to drive your own vehicle across the border or pick up a rental after landing at an airport, you should make sure you’re adequately insured. Mexican law mandates auto insurance if you plan to drive on public roads, and your domestic policy will likely not apply. As such, procuring a policy specifically for your trip is necessary to avoid costly out-of-pocket losses and comply with legal requirements.
How Do Mexican Policies Work?
Although you’ll need a separate policy, Mexican auto insurance at least functions similarly to U.S. coverage. You can typically purchase coverage for the specific dates of your trip, whether you’ll be south of the border for several months or only a few days.
If you’re involved in an accident or your vehicle is damaged during your coverage period, you can submit a claim against your policy and an adjuster will be assigned to your case. If approved, you’ll receive a payout to help curb your out-of-pocket losses up to your coverage limits and minus your deductible.
What Can My Insurance Cover?
When considering your policy options, you should understand the following terms:
- Liability coverage is legally required and may offset third-party losses if you’re responsible for an accident.
- Physical damage coverage may offset your losses if your car is damaged, such as in a crash or by a fire.
- Roadside assistance coverage may help with towing fees and other costs if you have car trouble while in Mexico.
- Medical payments coverage can render financial aid if you or your passengers are injured in an accident during your trip.
Get the Right Coverage
Contact Bolt Insurance today to learn more about Mexican auto insurance or get a free quote.